In addition to basic banking services, the Opay Bank App also offers a range of other features, such as the ability to invest in mutual funds, access to loans and savings accounts, and insurance products. The app is available for download on both iOS and Android devices.

Overall, the Opay Bank App is designed to provide users with a convenient and easy-to-use platform for managing their financial lives, without the need to visit a physical bank branch.

To open an OPay account using your phone number, you can follow these steps:

1. Download the OPay app on your mobile device from the Google Play Store or the Apple App Store.
2. Launch the OPay app and click on “Sign Up” to start the registration process.
3. Enter your phone number and click on “Next.”
4. Create a 4-digit transaction PIN code for your account and confirm the PIN.
5. Enter your personal information, such as your name and email address.
6. Verify your phone number by entering the OTP (One-Time Password) that was sent to you via SMS.
7. Set up your security question and answer.
8. Once you have completed the registration process, your OPay account will be created, and you can start using the app to perform various financial transactions.

Note that you may need to provide additional information and complete additional verification steps, depending on the services you want to use on the OPay app.

The maximum amount you can put on your Post account depends on the regulations and policies of the post office or financial institution where you have your account. In general, there may be limits on how much money you can deposit or hold in your account at any given time.

It is best to check with your post office or financial institution to find out their specific policies and limits regarding account deposits. You can usually find this information on their website or by contacting their customer service department.

Yes, you can use your BVN (Bank Verification Number) to open an OPay account. During the account registration process, you will be required to enter your BVN as part of the Know Your Customer (KYC) verification process.

The BVN is a unique 11-digit number that is linked to your bank account and contains information about your personal and financial details. By providing your BVN to OPay, they can verify your identity and ensure that you are eligible to open an account with them.

It is important to note that providing your BVN to any third-party service or app carries some level of risk. You should only provide your BVN to trusted and reputable companies, and you should always exercise caution when sharing your personal and financial information online.

The OPay app offers a range of features and services designed to provide users with a convenient and easy-to-use platform for managing their financial lives. Some of the key features of the OPay app include:

1. Money transfers:

You can use the app to send and receive money to and from other OPay users, as well as to bank accounts in Nigeria and other countries.

2. Bill payments:

The app allows you to pay bills for various services, including electricity, water, cable TV, and internet, among others.

3. Airtime and data purchases:

You can use the app to buy airtime and data for your mobile phone or for others.

4. Loans:

The app offers access to loans from partner financial institutions.

5. Savings:

You can save money through the app and earn interest on your savings.

6. Mutual funds:

The app offers investment opportunities in mutual funds.

7. Insurance:

The app provides access to insurance products, including health insurance, life insurance, and more.

8. Ride-hailing services:

You can use the app to book rides with various ride-hailing services, including ORide, OTrike, and OCar.

9.Food delivery:

You can use the app to order food from various restaurants and have it delivered to your doorstep.

10. Cashback and discounts:

The app offers various cashback and discount offers for transactions made through the platform.

These are just a few of the features of the OPay app, and the platform is constantly evolving and adding new services to meet the needs of its users.

OPay is a financial technology company based in Nigeria that was founded by Opera Limited, a Norwegian software company. Opera launched OPay in 2018 as part of its strategy to expand its presence in Africa and other emerging markets.

While Opera Limited is the parent company of OPay, there are also other investors and partners involved in the company, including Chinese investors like Sequoia Capital China and SoftBank Ventures Asia. The company has raised significant amounts of funding from investors to support its growth and expansion plans in Nigeria and other African countries.

As of my knowledge cutoff in September 2021, the CEO of OPay is Yahui Zhou.

In conclusion, OPay is a financial technology company based in Nigeria that offers a mobile app for managing various financial transactions, including money transfers, bill payments, airtime purchases, loans, savings, and investment products, as well as ride-hailing and food delivery services.

The company was founded in 2018 by Opera Limited and has since attracted significant investment from various partners and investors. The app is designed to provide users with a convenient and easy-to-use platform for managing their financial lives, and i constantly evolving and adding new services to meet the needs of its users.